454 N Hydraulic RdBelle PlaineKS67013
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.22% gross rental yield, 454 N Hydraulic Rd, Belle Plaine, KS, 67013 in Belle Plaine is priced for capital growth, not immediate cash flow. The $350,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $96,699 by year five, with $3,224/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.97) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $81,595.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 7.0% |
| Monthly Cash Flow | $(806) | $250 |
City averages based on Belle Plaine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,523 |
| Total Monthly Debt Service | $2,189 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
3.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67013, Belle Plaine, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,290 (100%) |
| Owner Occupied HU | 917 (71.1%) |
| Renter Occupied HU | 219 (17.0%) |
| Vacant Housing Units | 154 (11.9%) |
| Median Home Value | $158,836 |
| Average Home Value | $191,987 |
Housing Distribution
Address Breakdown
Residential
957
Single Family
956
Multi-Family
1
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
3.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67013, Belle Plaine, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,290 (100%) |
| Owner Occupied HU | 917 (71.1%) |
| Renter Occupied HU | 219 (17.0%) |
| Vacant Housing Units | 154 (11.9%) |
| Median Home Value | $158,836 |
| Average Home Value | $191,987 |
Housing Distribution
Address Breakdown
Residential
957
Single Family
956
Multi-Family
1
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terry Alley • Sudduth Realty, Inc.
Mls Name: SCKMLS
Mls ID: #661209
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