45380 Caspar Point RdCasparCA95420
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Caspar at 45380 Caspar Point Rd, Caspar, CA, 95420 projects strong ROI of -0.66%. Rental yield 0.84%. With 5% annual appreciation, the property builds $911,453 in value over five years. Equity growth combined delivers a projected five-year ROI of 9.24%, translating into $86,117 in total cumulative return on $931,968 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 5.0% |
| Monthly Cash Flow | $(18,101) | $500 |
City averages based on Caspar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,308 |
| Total Monthly Debt Service | $19,096 |
| DSCR Ratio | 0.12x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95420, Caspar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 245 (100%) |
| Owner Occupied HU | 132 (53.9%) |
| Renter Occupied HU | 58 (23.7%) |
| Vacant Housing Units | 55 (22.4%) |
| Median Home Value | $656,250 |
| Average Home Value | $757,917 |
Housing Distribution
Address Breakdown
Residential
133
Single Family
133
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95420, Caspar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 245 (100%) |
| Owner Occupied HU | 132 (53.9%) |
| Renter Occupied HU | 58 (23.7%) |
| Vacant Housing Units | 55 (22.4%) |
| Median Home Value | $656,250 |
| Average Home Value | $757,917 |
Housing Distribution
Address Breakdown
Residential
133
Single Family
133
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pam Hudson • Pamela Hudson Real Estate
Mls Name: CRMLS
Mls ID: #C1-11165