4538 Sheffield AvePhiladelphiaPA19136
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4538 Sheffield Ave, Philadelphia, PA, 19136 in Philadelphia is a solid income-producing rental, 9.32% gross yield, $1,825/mo rent, $285/mo net cash flow on a $235,000 buy. DSCR 1.73 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $64,926 and $2,164/yr in principal reduction project a total cumulative return of $107,840.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $285 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,825 |
| Total Monthly Debt Service | $1,446 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1955
1,374 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19136, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,876 (100%) |
| Owner Occupied HU | 7,877 (56.8%) |
| Renter Occupied HU | 5,367 (38.7%) |
| Vacant Housing Units | 632 ( 4.6%) |
| Median Home Value | $229,333 |
| Average Home Value | $273,753 |
Housing Distribution
Address Breakdown
Residential
13,116
Single Family
11,870
Multi-Family
1,246
Businesses
916
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1955
1,374 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19136, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,876 (100%) |
| Owner Occupied HU | 7,877 (56.8%) |
| Renter Occupied HU | 5,367 (38.7%) |
| Vacant Housing Units | 632 ( 4.6%) |
| Median Home Value | $229,333 |
| Average Home Value | $273,753 |
Housing Distribution
Address Breakdown
Residential
13,116
Single Family
11,870
Multi-Family
1,246
Businesses
916
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bob Kelley • BHHS Fox & Roach-Blue Bell
Mls Name: Bright MLS
Mls ID: #PAPH2578598