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Get DSCR Rental Loan Rate Quote
$214,500
2 bds•2 ba•1064sqft

453629 Creek Ave,Afton,OK,74331

9.45%
Gross Yield
24.98%
ROI
$1,688/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Solid Income

The income profile at 453629 Creek Ave, Afton, OK, 74331 in Afton is straightforward: $214,500 in, $1,688/mo in rent, $312/mo out after debt service. The 9.45% gross yield and 1.66 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $59,262 by year five. With $1,798/yr in principal equity, the total cumulative return is projected at $98,005.

This PropertyNational Avg
Gross Rental Yield9.5%6.2%
Monthly Cash Flow$312$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

1.26× DSCR
✓ Comfortably qualifies

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,688
Total Monthly Debt Service$1,337
DSCR Ratio1.26x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1991

6,098 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74331, Afton, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,282 (100%)
Owner Occupied HU2,431 (38.7%)
Renter Occupied HU631 (10.0%)
Vacant Housing Units3,220 (51.3%)
Median Home Value$220,177
Average Home Value$307,555

Housing Distribution

Address Breakdown

Residential

3,220

Single Family

3,038

Multi-Family

182

Businesses

187

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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

631 N Miller St
Recently listed
$ 269,500
ROI
15.9%
Rent
$1,434 / mo
  • 3 Bed
  • 2 Bath
  • 1456 sft
631 N Miller St, Vinita, OK, 74301
401 W Cherokee St
Recently listed
$ 179,000
ROI
25.6%
Rent
$1,436 / mo
  • 3 Bed
  • 2 Bath
  • 1200 sft
401 W Cherokee St, Jay, OK, 74346
24606 S Red Bud Cir
Recently listed
$ 179,900
ROI
25.5%
Rent
$1,436 / mo
  • - Bed
  • 2 Bath
  • 1960 sft
24606 S Red Bud Cir, Afton, OK, 74331
57200 125th Hwy #3941
Airbnb Potential+ 1 more
$ 269,000
ROI
5.2%
Rent
$1,440 / mo
  • 2 Bed
  • 2 Bath
  • 1435 sft
57200 125th Hwy #3941, Grove, OK, 74344

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56701 E 310th Rd Unit 727, Afton, OK, 74331
66590 E 340th Rd
Recently listed
$ 183,000
ROI
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Cash Flow/m
$185
  • 2 Bed
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Cash Flow/m
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Loan officer
Loan officer
Loan officer
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NMLS #2625701
Get Pre-Approved

Listed by: N/A • N/A 

Mls Name: Northeast Oklahoma BOR

Mls ID: #26-841

Oklahoma•Afton•453629 Creek Ave
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Filters Applied:
Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
Home Type: Single Family
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Single Family

Built in 1991

6,098 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74331, Afton, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,282 (100%)
Owner Occupied HU2,431 (38.7%)
Renter Occupied HU631 (10.0%)
Vacant Housing Units3,220 (51.3%)
Median Home Value$220,177
Average Home Value$307,555

Housing Distribution

Address Breakdown

Residential

3,220

Single Family

3,038

Multi-Family

182

Businesses

187