453378 Bourbon StAftonOK74331
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 453378 Bourbon St, Afton, OK, 74331 in Afton at $107,000 earns $826/mo in rent and nets $143/mo after the $507/mo payment, a 9.26% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $29,562 over five years. Ziffy Mortgage underwrites this on a 1.63 DSCR without U.S. credit history. With $897/yr in principal paydown, total projected return reaches $47,889.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $143 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $826 |
| Total Monthly Debt Service | $667 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74331, Afton, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,282 (100%) |
| Owner Occupied HU | 2,431 (38.7%) |
| Renter Occupied HU | 631 (10.0%) |
| Vacant Housing Units | 3,220 (51.3%) |
| Median Home Value | $220,177 |
| Average Home Value | $307,555 |
Housing Distribution
Address Breakdown
Residential
3,220
Single Family
3,038
Multi-Family
182
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
