4533 Collett AveEncinoCA91436
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 4533 Collett Ave, Encino, CA, 91436 in Encino fits: $1,945,000, 4.69% gross yield, and a projected 5% annual appreciation rate adding $537,368 in value within five years. Rental yield 4.69%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.87) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $17,914/yr in principal paydown and $537,368 in appreciation project a total return of $452,711.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 4.5% |
| Monthly Cash Flow | $(4,425) | $300 |
City averages based on Encino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,607 |
| Total Monthly Debt Service | $11,258 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
8,785 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91436, Encino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,481 (100%) |
| Owner Occupied HU | 4,602 (71.0%) |
| Renter Occupied HU | 1,534 (23.7%) |
| Vacant Housing Units | 345 ( 5.3%) |
| Median Home Value | $1,810,142 |
| Average Home Value | $1,718,705 |
Housing Distribution
Address Breakdown
Residential
5,830
Single Family
5,192
Multi-Family
638
Businesses
1,554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
8,785 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91436, Encino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,481 (100%) |
| Owner Occupied HU | 4,602 (71.0%) |
| Renter Occupied HU | 1,534 (23.7%) |
| Vacant Housing Units | 345 ( 5.3%) |
| Median Home Value | $1,810,142 |
| Average Home Value | $1,718,705 |
Housing Distribution
Address Breakdown
Residential
5,830
Single Family
5,192
Multi-Family
638
Businesses
1,554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew Spitz • Christie's Int. R.E SoCal
Mls Name: CRMLS
Mls ID: #SR25217587