4532 Meadowview LnExcelsiorMN55331
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4532 Meadowview Ln, Excelsior, MN, 55331 in Excelsior at $1,014,900, 4.14% gross yield, is a market-growth asset. Rental yield 4.14%. The $3,501/mo rent partially funds the $4,564/mo debt service; the core return is the 5%/yr price growth projected to add $280,398 over five years. Ziffy Mortgage's DSCR mortgage (0.77) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $193,035.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.1% |
| Monthly Cash Flow | $(2,995) | $800 |
City averages based on Excelsior market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,501 |
| Total Monthly Debt Service | $6,092 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
10,454 sqft lot
$N/A/sqft
$158 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55331, Excelsior, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,593 (100%) |
| Owner Occupied HU | 6,623 (77.1%) |
| Renter Occupied HU | 1,317 (15.3%) |
| Vacant Housing Units | 653 ( 7.6%) |
| Median Home Value | $729,114 |
| Average Home Value | $936,579 |
Housing Distribution
Address Breakdown
Residential
8,524
Single Family
7,725
Multi-Family
799
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
10,454 sqft lot
$N/A/sqft
$158 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55331, Excelsior, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,593 (100%) |
| Owner Occupied HU | 6,623 (77.1%) |
| Renter Occupied HU | 1,317 (15.3%) |
| Vacant Housing Units | 653 ( 7.6%) |
| Median Home Value | $729,114 |
| Average Home Value | $936,579 |
Housing Distribution
Address Breakdown
Residential
8,524
Single Family
7,725
Multi-Family
799
Businesses
663
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeff Martineau • Coldwell Banker Realty
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #7009532
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