4531 Carnegie LnBrentwoodCA94513
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4531 Carnegie Ln, Brentwood, CA, 94513 in Brentwood speaks for itself: 10.33% gross on a $779,000 price, generating $6,704/mo in rent and $1,633/mo in net income after the $3,503/mo debt service. DSCR 1.91, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,590 stacks alongside $215,223 in projected five-year appreciation and $7,175/yr in principal reduction. Projected total cumulative return: $401,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.2% |
| Monthly Cash Flow | $1,633 | $250 |
City averages based on Brentwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,704 |
| Total Monthly Debt Service | $4,762 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
7,405 sqft lot
$N/A/sqft
$123 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94513, Brentwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,107 (100%) |
| Owner Occupied HU | 17,864 (74.1%) |
| Renter Occupied HU | 5,497 (22.8%) |
| Vacant Housing Units | 746 ( 3.1%) |
| Median Home Value | $826,817 |
| Average Home Value | $910,187 |
Housing Distribution
Address Breakdown
Residential
23,239
Single Family
22,356
Multi-Family
883
Businesses
1,893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
7,405 sqft lot
$N/A/sqft
$123 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94513, Brentwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,107 (100%) |
| Owner Occupied HU | 17,864 (74.1%) |
| Renter Occupied HU | 5,497 (22.8%) |
| Vacant Housing Units | 746 ( 3.1%) |
| Median Home Value | $826,817 |
| Average Home Value | $910,187 |
Housing Distribution
Address Breakdown
Residential
23,239
Single Family
22,356
Multi-Family
883
Businesses
1,893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices