453 Willis StCambridgeMD21613
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow453 Willis St, Cambridge, MD, 21613 in Cambridge earns its strong cash-flow label: 10.44% yield, $2,340/mo rent, $667/mo net income, DSCR 1.93. The $269,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $74,320 by year five. Combined with $2,478/yr in principal paydown, total projected return reaches $144,949.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.5% |
| Monthly Cash Flow | $667 | $850 |
City averages based on Cambridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,340 |
| Total Monthly Debt Service | $1,566 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21613, Cambridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,537 (100%) |
| Owner Occupied HU | 4,519 (47.4%) |
| Renter Occupied HU | 3,505 (36.8%) |
| Vacant Housing Units | 1,513 (15.9%) |
| Median Home Value | $298,117 |
| Average Home Value | $357,441 |
Housing Distribution
Address Breakdown
Residential
9,288
Single Family
8,313
Multi-Family
975
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21613, Cambridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,537 (100%) |
| Owner Occupied HU | 4,519 (47.4%) |
| Renter Occupied HU | 3,505 (36.8%) |
| Vacant Housing Units | 1,513 (15.9%) |
| Median Home Value | $298,117 |
| Average Home Value | $357,441 |
Housing Distribution
Address Breakdown
Residential
9,288
Single Family
8,313
Multi-Family
975
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices