453 Fairway CtUniversity ParkIL60484
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 453 Fairway Ct, University Park, IL, 60484 in University Park is narrow, $35/mo net on $2,511/mo rent after the $1,605/mo debt service, but the property operates at break-even-plus, not a loss. At $357,000 with a 8.44% yield, the long-run equity case via 5% appreciation ($98,633 over five years) and $3,288/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.56 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $138,829.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 9.0% |
| Monthly Cash Flow | $35 | $1,500 |
City averages based on University Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,511 |
| Total Monthly Debt Service | $2,334 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.33 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.33 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Scanlon • eXp Realty
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12509202