453 County Road 260PisgahAL35765
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 453 County Road 260, Pisgah, AL, 35765 in Pisgah at $299,000. Rent of $1,734/mo nets $46/mo after debt service. The 6.96% yield and 1.29 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $82,608 by year five, and $2,754/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $115,704.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.2% |
| Monthly Cash Flow | $46 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,734 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35765, Pisgah, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,921 (100%) |
| Owner Occupied HU | 1,333 (69.4%) |
| Renter Occupied HU | 327 (17.0%) |
| Vacant Housing Units | 261 (13.6%) |
| Median Home Value | $175,219 |
| Average Home Value | $229,812 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35765, Pisgah, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,921 (100%) |
| Owner Occupied HU | 1,333 (69.4%) |
| Renter Occupied HU | 327 (17.0%) |
| Vacant Housing Units | 261 (13.6%) |
| Median Home Value | $175,219 |
| Average Home Value | $229,812 |
Housing Distribution
Address Breakdown
Residential
1,684
Single Family
1,684
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices