45267-45269 Coleman RdRobertLA70455
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 45267-45269 Coleman Rd, Robert, LA, 70455 in Robert the bet is firmly on appreciation. Rental yield 2.95%. The 2.95% gross yield on a $536,800 price is below income-first thresholds, but 5%/yr value growth projects $148,308 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.55) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $74,559.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.0% |
| Monthly Cash Flow | $(2,005) | $1,200 |
City averages based on Robert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,320 |
| Total Monthly Debt Service | $3,112 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
4.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70455, Robert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 678 (76.5%) |
| Renter Occupied HU | 115 (13.0%) |
| Vacant Housing Units | 93 (10.5%) |
| Median Home Value | $256,410 |
| Average Home Value | $268,883 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
4.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70455, Robert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 886 (100%) |
| Owner Occupied HU | 678 (76.5%) |
| Renter Occupied HU | 115 (13.0%) |
| Vacant Housing Units | 93 (10.5%) |
| Median Home Value | $256,410 |
| Average Home Value | $268,883 |
Housing Distribution
Address Breakdown
Residential
857
Single Family
857
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices