4522 Route 9gGermantownNY12526








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Germantown at 4522 Route 9g, Germantown, NY, 12526 offers a 7.63% rental yield on a $565,000 purchase with $3,592/mo rent. 89% in year one. Equity gained on principal adds $3,646/yr while 5% annual appreciation supports $156,099 over five years. Portfolio math shows five-year ROI at 98.03% and total cumulative return in cash at $182,223. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,592/mo property income against a $2,765/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1890
3.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12526, Germantown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,961 (100%) |
| Owner Occupied HU | 1,233 (62.9%) |
| Renter Occupied HU | 400 (20.4%) |
| Vacant Housing Units | 328 (16.7%) |
| Median Home Value | $471,888 |
| Average Home Value | $534,818 |
Housing Distribution
Address Breakdown
Residential
1,609
Single Family
1,560
Multi-Family
49
Businesses
101
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Listed by: Patricia Macaluso • Living Structures
Mls Name: HVCRMLS
Mls ID: #20251304








