452 Hickory Dr ELivingstonTX77351
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.22% yield at 452 Hickory Dr E, Livingston, TX, 77351 in Livingston is solid, but the $584/mo payment compresses net cash flow to $74/mo at $129,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $35,889 by year five, and $1,196/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.71) without U.S. income documentation. Total projected return: $54,620.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $74 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $998 |
| Total Monthly Debt Service | $872 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77351, Livingston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,182 (100%) |
| Owner Occupied HU | 11,298 (58.9%) |
| Renter Occupied HU | 3,261 (17.0%) |
| Vacant Housing Units | 4,623 (24.1%) |
| Median Home Value | $218,385 |
| Average Home Value | $271,470 |
Housing Distribution
Address Breakdown
Residential
14,330
Single Family
13,418
Multi-Family
912
Businesses
1,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77351, Livingston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,182 (100%) |
| Owner Occupied HU | 11,298 (58.9%) |
| Renter Occupied HU | 3,261 (17.0%) |
| Vacant Housing Units | 4,623 (24.1%) |
| Median Home Value | $218,385 |
| Average Home Value | $271,470 |
Housing Distribution
Address Breakdown
Residential
14,330
Single Family
13,418
Multi-Family
912
Businesses
1,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edward McClintick • Joseph Walter Realty, LLC
Mls Name: HAR
Mls ID: #57373210