45166 W Bandanna DrFruitlandUT84027
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Fruitland rentals match the income profile of 45166 W Bandanna Dr, Fruitland, UT, 84027. Listed at $249,900, gross rent is $2,360/mo and net cash flow is $873/mo, a 11.33% yield well above national averages. DSCR 2.10 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $69,043 by year five with $2,302/yr in annual principal reduction, projecting $152,033 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $873 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,360 |
| Total Monthly Debt Service | $1,365 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
5.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84027, Fruitland, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 344 (100%) |
| Owner Occupied HU | 108 (31.4%) |
| Renter Occupied HU | 16 ( 4.7%) |
| Vacant Housing Units | 220 (64.0%) |
| Median Home Value | $390,476 |
| Average Home Value | $442,106 |
Housing Distribution
Address Breakdown
Residential
349
Single Family
1
Multi-Family
348
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
5.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84027, Fruitland, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 344 (100%) |
| Owner Occupied HU | 108 (31.4%) |
| Renter Occupied HU | 16 ( 4.7%) |
| Vacant Housing Units | 220 (64.0%) |
| Median Home Value | $390,476 |
| Average Home Value | $442,106 |
Housing Distribution
Address Breakdown
Residential
349
Single Family
1
Multi-Family
348
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices