4515 Simmons RdRansomvilleNY14131
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 4515 Simmons Rd, Ransomville, NY, 14131 in Ransomville aligned with their strategy. Rental yield 7.15%. DSCR 1.32 and 7.15% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $5,433/yr in paydown build toward a projected cumulative return of $197,584.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $(426) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,514 |
| Total Monthly Debt Service | $3,705 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
10.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14131, Ransomville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,932 (78.5%) |
| Renter Occupied HU | 319 (13.0%) |
| Vacant Housing Units | 209 ( 8.5%) |
| Median Home Value | $263,514 |
| Average Home Value | $315,903 |
Housing Distribution
Address Breakdown
Residential
2,054
Single Family
1,849
Multi-Family
205
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
10.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14131, Ransomville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,460 (100%) |
| Owner Occupied HU | 1,932 (78.5%) |
| Renter Occupied HU | 319 (13.0%) |
| Vacant Housing Units | 209 ( 8.5%) |
| Median Home Value | $263,514 |
| Average Home Value | $315,903 |
Housing Distribution
Address Breakdown
Residential
2,054
Single Family
1,849
Multi-Family
205
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brenda A Brazeau • Coldwell Banker Integrity Real Estate
Mls Name: NYSAMLSs
Mls ID: #B1629607