4510 NE Wygant StPortlandOR97218
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4510 NE Wygant St, Portland, OR, 97218 in Portland: $2,394/mo in rent, $294/mo in net income, 8.26% gross yield, 1.53 DSCR, all at $347,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $96,118 in appreciation and $3,204/yr in principal paydown projects total cumulative return of $150,637.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.5% |
| Monthly Cash Flow | $294 | $450 |
City averages based on Portland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,394 |
| Total Monthly Debt Service | $1,962 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97218, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,005 (100%) |
| Owner Occupied HU | 3,433 (57.2%) |
| Renter Occupied HU | 2,270 (37.8%) |
| Vacant Housing Units | 302 ( 5.0%) |
| Median Home Value | $591,591 |
| Average Home Value | $626,072 |
Housing Distribution
Address Breakdown
Residential
6,184
Single Family
5,747
Multi-Family
437
Businesses
650
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97218, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,005 (100%) |
| Owner Occupied HU | 3,433 (57.2%) |
| Renter Occupied HU | 2,270 (37.8%) |
| Vacant Housing Units | 302 ( 5.0%) |
| Median Home Value | $591,591 |
| Average Home Value | $626,072 |
Housing Distribution
Address Breakdown
Residential
6,184
Single Family
5,747
Multi-Family
437
Businesses
650
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices