4509 Old Liberty Rd NClintonLA70722
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4509 Old Liberty Rd N, Clinton, LA, 70722 in Clinton is priced for appreciation, not yield. Rental yield 5.57%. At $325,000 with a 5.57% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $89,792 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.03) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $90,714.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 8.0% |
| Monthly Cash Flow | $(506) | $250 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,507 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70722, Clinton, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,824 (100%) |
| Owner Occupied HU | 2,038 (72.2%) |
| Renter Occupied HU | 415 (14.7%) |
| Vacant Housing Units | 371 (13.1%) |
| Median Home Value | $260,039 |
| Average Home Value | $276,451 |
Housing Distribution
Address Breakdown
Residential
2,090
Single Family
2,058
Multi-Family
32
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70722, Clinton, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,824 (100%) |
| Owner Occupied HU | 2,038 (72.2%) |
| Renter Occupied HU | 415 (14.7%) |
| Vacant Housing Units | 371 (13.1%) |
| Median Home Value | $260,039 |
| Average Home Value | $276,451 |
Housing Distribution
Address Breakdown
Residential
2,090
Single Family
2,058
Multi-Family
32
Businesses
212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices