4506 HollyridgeSan AntonioTX78228
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis San Antonio rental at 4506 Hollyridge, San Antonio, TX, 78228 sits in the solid-income band: 10.35% gross yield, $1,910/mo rent, $335/mo net after the $996/mo debt service, DSCR 1.92. Entry price of $221,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $61,196 and $2,040/yr in principal reduction bring total cumulative return to $106,491.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $335 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,910 |
| Total Monthly Debt Service | $1,487 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
9,496 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
9,496 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78228, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,889 (100%) |
| Owner Occupied HU | 12,155 (55.5%) |
| Renter Occupied HU | 8,246 (37.7%) |
| Vacant Housing Units | 1,488 ( 6.8%) |
| Median Home Value | $193,440 |
| Average Home Value | $251,696 |
Housing Distribution
Address Breakdown
Residential
20,828
Single Family
16,485
Multi-Family
4,343
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Yvonne Scruggs • Newday Realty Inc
Mls Name: LERA MLS
Mls ID: #1923210