4505 E Highway 452EubankKY42567
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 4505 E Highway 452, Eubank, KY, 42567 in Eubank delivers $1,181/mo in gross rent and $451/mo in net monthly income at a $119,900 entry. The 11.82% yield and 2.19 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $33,126 over five years and $1,104/yr in equity from loan paydown, total projected return is $74,496.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.5% |
| Monthly Cash Flow | $451 | $850 |
City averages based on Eubank market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,181 |
| Total Monthly Debt Service | $682 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42567, Eubank, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,718 (100%) |
| Owner Occupied HU | 1,918 (70.6%) |
| Renter Occupied HU | 486 (17.9%) |
| Vacant Housing Units | 314 (11.6%) |
| Median Home Value | $160,035 |
| Average Home Value | $179,136 |
Housing Distribution
Address Breakdown
Residential
2,395
Single Family
2,395
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices