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Get DSCR Rental Loan Rate Quote
$664,900
4 bds•6 ba•3686sqft

450120 E 353rd Rd,Afton,OK,74331

9.85%
Gross Yield
26.7%
ROI
$5,456/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Solid Income

450120 E 353rd Rd, Afton, OK, 74331 in Afton is a solid income-producing rental, 9.85% gross yield, $5,456/mo rent, $1,210/mo net cash flow on a $664,900 buy. DSCR 1.73 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $183,700 and $5,574/yr in principal reduction project a total cumulative return of $318,076.

This PropertyNational Avg
Gross Rental Yield9.9%6.2%
Monthly Cash Flow$1,210$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

1.32× DSCR
✓ Comfortably qualifies

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$5,456
Total Monthly Debt Service$4,144
DSCR Ratio1.32x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 1979

1 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74331, Afton, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,282 (100%)
Owner Occupied HU2,431 (38.7%)
Renter Occupied HU631 (10.0%)
Vacant Housing Units3,220 (51.3%)
Median Home Value$220,177
Average Home Value$307,555

Housing Distribution

Address Breakdown

Residential

3,220

Single Family

3,038

Multi-Family

182

Businesses

187

Loan officer
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Powered by
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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

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33268 Cardinal Dr, Afton, OK, 74331
37271 S Cliff Crest Dr
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Loan officer
Loan officer
Loan officer
Powered by
Ziffy Mortgage
NMLS #2625701
Get Pre-Approved

Listed by: Erin Rabel • Keller Williams Realty Grand Lake 

Mls Name: Northeast Oklahoma BOR

Mls ID: #25-1724

Oklahoma•Afton•450120 E 353rd Rd
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Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
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Single Family

Built in 1979

1 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74331, Afton, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,282 (100%)
Owner Occupied HU2,431 (38.7%)
Renter Occupied HU631 (10.0%)
Vacant Housing Units3,220 (51.3%)
Median Home Value$220,177
Average Home Value$307,555

Housing Distribution

Address Breakdown

Residential

3,220

Single Family

3,038

Multi-Family

182

Businesses

187