4501 Eli Dr APT KSaint LouisMO63128
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4501 Eli Dr APT K, Saint Louis, MO, 63128 in Saint Louis carries a 1.60 coverage ratio, rent of $1,525/mo is 1.60 times the $953/mo payment. Rental yield 8.63%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $212,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $58,572; total projected cumulative return: $93,651.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 7.8% |
| Monthly Cash Flow | $(205) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,525 |
| Total Monthly Debt Service | $1,236 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1992
5,967 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1992
5,967 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris B Eason • Hughes Group LLC
Mls Name: MARIS
Mls ID: #26001640