450 Old Allentown RdWind GapPA18091
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 450 Old Allentown Rd, Wind Gap, PA, 18091 in Wind Gap. Priced at $424,900, it generates $3,600/mo in gross rent and $816/mo in net monthly cash flow, a 10.17% yield that comfortably supports the 1.88 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,789. Five-year appreciation: $117,392. Equity from principal paydown: $3,913/yr. Total projected cumulative return: $214,274.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $816 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,600 |
| Total Monthly Debt Service | $2,615 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18091, Wind Gap, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,650 (59.1%) |
| Renter Occupied HU | 1,012 (36.3%) |
| Vacant Housing Units | 129 ( 4.6%) |
| Median Home Value | $369,097 |
| Average Home Value | $404,086 |
Housing Distribution
Address Breakdown
Residential
2,701
Single Family
2,650
Multi-Family
51
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
1.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18091, Wind Gap, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,650 (59.1%) |
| Renter Occupied HU | 1,012 (36.3%) |
| Vacant Housing Units | 129 ( 4.6%) |
| Median Home Value | $369,097 |
| Average Home Value | $404,086 |
Housing Distribution
Address Breakdown
Residential
2,701
Single Family
2,650
Multi-Family
51
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori J. Campbell • Coldwell Banker Heritage R E
Mls Name: GLVR
Mls Provider:
Mls ID: #760706
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.