450 N 14th St WSaint JohnsAZ85936
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 450 N 14th St W, Saint Johns, AZ, 85936 in Saint Johns hard to pass up. The 11.04% gross yield on a $230,000 purchase results in $2,116/mo in rent and $756/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.05). Annual cash flow of $9,072, five-year appreciation of $63,545, and $2,118/yr in equity build-up combine for a projected total cumulative return of $135,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.0% |
| Monthly Cash Flow | $756 | $400 |
City averages based on Saint Johns market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,116 |
| Total Monthly Debt Service | $1,268 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85936, Saint Johns, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,667 (100%) |
| Owner Occupied HU | 1,047 (62.8%) |
| Renter Occupied HU | 276 (16.6%) |
| Vacant Housing Units | 344 (20.6%) |
| Median Home Value | $168,905 |
| Average Home Value | $208,574 |
Housing Distribution
Address Breakdown
Residential
29
Single Family
29
Multi-Family
0
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85936, Saint Johns, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,667 (100%) |
| Owner Occupied HU | 1,047 (62.8%) |
| Renter Occupied HU | 276 (16.6%) |
| Vacant Housing Units | 344 (20.6%) |
| Median Home Value | $168,905 |
| Average Home Value | $208,574 |
Housing Distribution
Address Breakdown
Residential
29
Single Family
29
Multi-Family
0
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelly Reidhead • Elk Country Realty LLC
Mls Name: WMAOR
Mls Provider:
Mls ID: #249654
Disclaimer: Copyright 2025, Last Updated: 2025-01-30 00:50:04 PST, Listing data deemed reliable but not guaranteed.