45 W 4th St, Lowell, MA, 01850 | $542/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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45 W 4th St, Lowell, MA, 01850 | $542/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lowell at 45 W 4th St, Lowell, MA, 01850 earns $542/mo cash flow from $3,536/mo rent with a $2,325/mo payment. Total monthly income totals $3,536/mo, and annual cash flow totals $6,504/yr on $157,463 capital. ROI tracks 24.04% on current figures, and rental yield reads 8.93% at a $475,000 purchase. Equity gained on principal adds $3,065/yr, and 5% annual appreciation supports $131,234 over five years. Five-year ROI reaches 125.17% and total cumulative return in cash sums $197,095. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,536/mo property income instead of your personal income.

Single Family

Built in 1880

4,356 sqft lot

$N/A/sqft

No HOA

More details about the property

The single-family residence at 45 W. 4th St, Lowell, MA, stands as a testament to enduring charm, presenting an opportunity to embrace a piece of history. This home offers a canvas ready to be transformed into a personalized haven. The residence includes three bedrooms designed to provide personal space for rest. The property features one full bathroom, providing essential functionality with classic design. This residence offers 1058 square feet of living area, set upon a 4356 square foot lot. Built in 1880, this property carries the legacy of a bygone era, offering a unique opportunity to own a piece of Lowell's history. This single-family residence, with its promising potential and historical roots, is poised to become a cherished home for generations. Laundry hooks up. Good size driveway for 4 cars and playground area.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01850, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,045 (100%)
Owner Occupied HU	2,680 (44.3%)
Renter Occupied HU	3,077 (50.9%)
Vacant Housing Units	288 ( 4.8%)
Median Home Value	$443,973
Average Home Value	$483,436