45 Stone Corral CtLindenCA95236
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 45 Stone Corral Ct, Linden, CA, 95236 in Linden. Rental yield 4.15%. At $615,000 with 4.15% gross yield, current distributions are modest, but the 5% appreciation rate projects $169,913 in new equity by year five, complemented by $5,664/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.77) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $125,342.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 7.0% |
| Monthly Cash Flow | $(1,677) | $1,200 |
City averages based on Linden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,128 |
| Total Monthly Debt Service | $3,560 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
6.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95236, Linden, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 1,121 (63.9%) |
| Renter Occupied HU | 549 (31.3%) |
| Vacant Housing Units | 84 ( 4.8%) |
| Median Home Value | $714,946 |
| Average Home Value | $812,982 |
Housing Distribution
Address Breakdown
Residential
1,358
Single Family
1,354
Multi-Family
4
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
6.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95236, Linden, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 1,121 (63.9%) |
| Renter Occupied HU | 549 (31.3%) |
| Vacant Housing Units | 84 ( 4.8%) |
| Median Home Value | $714,946 |
| Average Home Value | $812,982 |
Housing Distribution
Address Breakdown
Residential
1,358
Single Family
1,354
Multi-Family
4
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anita Bonner • Anita Bonner Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224126847
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.