45 Pond Park RoadHurleyNY12498
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 45 Pond Park Road, Hurley, NY, 12498 in Hurley: $7,748/mo in rent, $3,748/mo net, 15.52% gross yield, all on a $599,000 acquisition. The 2.88 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $165,493 in value, and $5,517/yr in principal paydown steadily builds equity. Projected total cumulative return: $469,612.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.5% | 6.2% |
| Monthly Cash Flow | $3,748 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,748 |
| Total Monthly Debt Service | $3,762 |
| DSCR Ratio | 2.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1988
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12498, Woodstock, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,055 (100%) |
| Owner Occupied HU | 1,745 (57.1%) |
| Renter Occupied HU | 639 (20.9%) |
| Vacant Housing Units | 671 (22.0%) |
| Median Home Value | $590,657 |
| Average Home Value | $660,213 |
Housing Distribution
Address Breakdown
Residential
2,725
Single Family
2,720
Multi-Family
5
Businesses
352
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1988
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12498, Woodstock, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,055 (100%) |
| Owner Occupied HU | 1,745 (57.1%) |
| Renter Occupied HU | 639 (20.9%) |
| Vacant Housing Units | 671 (22.0%) |
| Median Home Value | $590,657 |
| Average Home Value | $660,213 |
Housing Distribution
Address Breakdown
Residential
2,725
Single Family
2,720
Multi-Family
5
Businesses
352
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices