45 Harpending AveDundeeNY14837
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 45 Harpending Ave, Dundee, NY, 14837 in Dundee earns a 11.02% gross yield at $169,000. Rent of $1,552/mo nets $423/mo after the $760/mo mortgage. The 2.04 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $46,692 and $1,557/yr in equity accumulation project a total cumulative return of $91,711.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $423 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,552 |
| Total Monthly Debt Service | $1,061 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14837, Dundee, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,154 (100%) |
| Owner Occupied HU | 1,559 (49.4%) |
| Renter Occupied HU | 519 (16.5%) |
| Vacant Housing Units | 1,076 (34.1%) |
| Median Home Value | $192,457 |
| Average Home Value | $306,315 |
Housing Distribution
Address Breakdown
Residential
2,320
Single Family
2,281
Multi-Family
39
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14837, Dundee, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,154 (100%) |
| Owner Occupied HU | 1,559 (49.4%) |
| Renter Occupied HU | 519 (16.5%) |
| Vacant Housing Units | 1,076 (34.1%) |
| Median Home Value | $192,457 |
| Average Home Value | $306,315 |
Housing Distribution
Address Breakdown
Residential
2,320
Single Family
2,281
Multi-Family
39
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices