45 Gordon RdTaylorsvilleGA30178
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 45 Gordon Rd, Taylorsville, GA, 30178 in Taylorsville worth modelling. At $413,000 with a 7.48% gross yield, the $2,575/mo rent leaves $62/mo after the $1,857/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.39 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $114,104 by year five; $3,804/yr in principal reduction adds further equity. Total projected return: $160,374.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $62 | $300 |
City averages based on Taylorsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,575 |
| Total Monthly Debt Service | $2,349 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
4.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30178, Taylorsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,435 (100%) |
| Owner Occupied HU | 1,197 (83.4%) |
| Renter Occupied HU | 186 (13.0%) |
| Vacant Housing Units | 52 ( 3.6%) |
| Median Home Value | $349,361 |
| Average Home Value | $365,762 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
4.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30178, Taylorsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,435 (100%) |
| Owner Occupied HU | 1,197 (83.4%) |
| Renter Occupied HU | 186 (13.0%) |
| Vacant Housing Units | 52 ( 3.6%) |
| Median Home Value | $349,361 |
| Average Home Value | $365,762 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beatriz Alvarez • BHHS Georgia Properties
Mls Name: GAMLS
Mls Provider:
Mls ID: #10671683