45 Garden StMontgomeryAL36110








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montgomery at 45 Garden St, Montgomery, AL, 36110 earns $256/mo cash flow from $905/mo rent with a $563/mo payment. Total monthly income totals $905/mo, and annual cash flow totals $3,069/yr on $38,123 capital. ROI tracks 27.96% on current figures, and rental yield reads 9.44% at a $115,000 purchase. Equity gained on principal adds $742/yr, and 5% annual appreciation supports $31,772 over five years. Five-year ROI reaches 145.32% and total cumulative return in cash sums $55,401. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $905/mo property income instead of your personal income.
Single Family
Built in 1948
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36110, Montgomery, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,225 (100%) |
| Owner Occupied HU | 2,236 (42.8%) |
| Renter Occupied HU | 2,133 (40.8%) |
| Vacant Housing Units | 856 (16.4%) |
| Median Home Value | $84,037 |
| Average Home Value | $182,234 |
Housing Distribution
Address Breakdown
Residential
4,871
Single Family
4,576
Multi-Family
295
Businesses
361
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Listed by: Tyneshia Hasberry • Berryville Realty LLC.
Mls Name: MAAR
Mls ID: #580885







