45 Bull RunZwolleLA71486
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 45 Bull Run, Zwolle, LA, 71486 in Zwolle at $138,000 earns $970/mo in rent and nets $115/mo after the $621/mo payment, a 8.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $38,127 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $1,271/yr in principal paydown, total projected return reaches $59,728.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $115 | $300 |
City averages based on Zwolle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $970 |
| Total Monthly Debt Service | $800 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71486, Zwolle, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,579 (100%) |
| Owner Occupied HU | 1,366 (53.0%) |
| Renter Occupied HU | 369 (14.3%) |
| Vacant Housing Units | 844 (32.7%) |
| Median Home Value | $112,088 |
| Average Home Value | $158,959 |
Housing Distribution
Address Breakdown
Residential
1,705
Single Family
1,705
Multi-Family
0
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71486, Zwolle, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,579 (100%) |
| Owner Occupied HU | 1,366 (53.0%) |
| Renter Occupied HU | 369 (14.3%) |
| Vacant Housing Units | 844 (32.7%) |
| Median Home Value | $112,088 |
| Average Home Value | $158,959 |
Housing Distribution
Address Breakdown
Residential
1,705
Single Family
1,705
Multi-Family
0
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices