45 Auburn StSan FranciscoCA94133
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 45 Auburn St, San Francisco, CA, 94133 in San Francisco speaks for itself: 10.55% gross on a $568,000 price, generating $4,994/mo in rent and $591/mo in net income after the $2,554/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,088 stacks alongside $156,928 in projected five-year appreciation and $5,231/yr in principal reduction. Projected total cumulative return: $310,668.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 4.5% |
| Monthly Cash Flow | $591 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,994 |
| Total Monthly Debt Service | $3,288 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1914
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1914
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William Fong • Prime Realty & Investments
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41115595