45 Auburn St #ASan FranciscoCA94133
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder45 Auburn St #A, San Francisco, CA, 94133 in San Francisco earns a respectable 7.49% gross yield at $568,000, but after the $2,554/mo mortgage the net cash flow is $31/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.39) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $156,928 over five years, making equity the dominant return driver. Total projected return: $217,404.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 4.5% |
| Monthly Cash Flow | $31 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,545 |
| Total Monthly Debt Service | $3,288 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1914
1,894 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1914
1,894 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kazuhiro Sera • Coldwell Banker Realty
Mls Name: SFAR
Mls ID: #425052199