45 4th St, Worcester, MA, 01602 | $989/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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45 4th St, Worcester, MA, 01602 | $989/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Worcester at 45 4th St, Worcester, MA, 01602 uses $139,230 cash to close to unlock $11,862/yr annual cash flow and $989/mo monthly cash flow. Total monthly income runs $3,636/mo, and a $2,056/mo payment keeps the spread at $989/mo. Purchase price stands at $420,000, and rental yield measures 10.39% with $3,636/mo rent. Return on cash invested shows 28.43% in year one, and 5% annual appreciation builds toward $116,038 over five years. Five-year ROI reaches 148.68% and total cumulative return in cash records $207,007. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,636/mo property income covering a $2,056/mo payment rather than investor’s personal income.

Single Family

Built in 1987

4,289 sqft lot

$N/A/sqft

No HOA

More details about the property

Why Youll Love 45 Fourth Street - This spacious 3-bedroom, 2.5-bath home in Worcesters Tatnuck neighborhood offers over 2,400 sq. ft. of flexible living. The updated kitchen with granite counters and stainless appliances flows to a dining area and large back deck, perfect for entertaining. A finished lower level with a full bath adds bonus space for a guest suite, office, or playroom. Big-ticket updates like a brand-new roof and water heater (2024) plus energy-saving solar panels mean peace of mind for years to come. Outside, enjoy a fenced yard, paved parking for four, and quick access to Coes Reservoir, walking trails, and playgrounds. All this with no HOA feesmove right in and make it yours!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01602, Worcester, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,982 (100%)
Owner Occupied HU	6,252 (62.6%)
Renter Occupied HU	3,352 (33.6%)
Vacant Housing Units	378 ( 3.8%)
Median Home Value	$458,847
Average Home Value	$505,577