4496 Vernie Kirk RdPocahontasTN38061








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pocahontas at 4496 Vernie Kirk Rd, Pocahontas, TN, 38061 uses $51,349 cash to close to unlock $2,339/yr annual cash flow and $195/mo monthly cash flow. Total monthly income runs $1,122/mo, and a $758/mo payment keeps the spread at $195/mo. Purchase price stands at $154,900, and rental yield measures 8.69% with $1,122/mo rent. Return on cash invested shows 24.46% in year one, and 5% annual appreciation builds toward $42,796 over five years. Five-year ROI reaches 127.01% and total cumulative return in cash records $65,216. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,122/mo property income covering a $758/mo payment rather than investor’s personal income.
Single Family
Built in 1900
27.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38061, Pocahontas, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 518 (100%) |
| Owner Occupied HU | 335 (64.7%) |
| Renter Occupied HU | 84 (16.2%) |
| Vacant Housing Units | 99 (19.1%) |
| Median Home Value | $145,673 |
| Average Home Value | $266,612 |
Housing Distribution
Address Breakdown
Residential
528
Single Family
528
Multi-Family
0
Businesses
17
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Listed by: Braden Rickman • Farm & Home Realty
Mls Name: MAAR
Mls ID: #10206807








