449401 E 963rd RdVianOK74962
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 449401 E 963rd Rd, Vian, OK, 74962 in Vian worth study. Rental yield 3.79%. The 3.79% gross yield is below cash-flow benchmarks at $285,000, but 5% annual appreciation, adding $78,740 over five years, frames this as a capital growth position. Rent of $900/mo partially offsets the $1,282/mo payment. Ziffy Mortgage finances appreciation-play properties (0.70 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $46,079.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(970) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $900 |
| Total Monthly Debt Service | $1,757 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
2.67 Acres lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74962, Vian, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 1,388 (55.9%) |
| Renter Occupied HU | 491 (19.8%) |
| Vacant Housing Units | 606 (24.4%) |
| Median Home Value | $139,899 |
| Average Home Value | $184,787 |
Housing Distribution
Address Breakdown
Residential
1,553
Single Family
1,549
Multi-Family
4
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
2.67 Acres lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74962, Vian, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,485 (100%) |
| Owner Occupied HU | 1,388 (55.9%) |
| Renter Occupied HU | 491 (19.8%) |
| Vacant Housing Units | 606 (24.4%) |
| Median Home Value | $139,899 |
| Average Home Value | $184,787 |
Housing Distribution
Address Breakdown
Residential
1,553
Single Family
1,549
Multi-Family
4
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Thornton • Tenkiller Lake and Land
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2521915
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.