449 E 25th StEriePA16503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Erie rental at 449 E 25th St, Erie, PA, 16503 sits in the solid-income band: 12.65% gross yield, $1,128/mo rent, $427/mo net after the $481/mo debt service, DSCR 2.35. Entry price of $107,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $29,562 and $985/yr in principal reduction bring total cumulative return to $68,232.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 7.8% |
| Monthly Cash Flow | $427 | $450 |
City averages based on Erie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,128 |
| Total Monthly Debt Service | $659 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1879
10,010 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1879
10,010 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joshua Kitchen • RE/MAX Real Estate Group East
Mls Name: GEMLS
Mls ID: #182224
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.