449 Cummings Creek Rd, Middlebury Center, PA, 16935 | 5.28% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Middlebury Center at 449 Cummings Creek Rd, Middlebury Center, PA, 16935 offers $1,804/mo rent that, after a $2,007/mo payment. Total monthly income is $1,804/mo. Return on cash invested measures 12.11% in year one, and rental yield stands at 5.28% at a $410,000 entry. Equity gained on principal adds $2,646/yr while 5% annual appreciation compounds into $113,275 by year five. Five-year ROI records 61.54% and total cumulative return in cash reaches $83,639. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,804/mo property income versus a $2,007/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1901

10.95 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 16935, Middlebury Center, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	730 (100%)
Owner Occupied HU	474 (64.9%)
Renter Occupied HU	96 (13.2%)
Vacant Housing Units	160 (21.9%)
Median Home Value	$230,822
Average Home Value	$242,489