4487 95ClevelandAR72030



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 4487 95, Cleveland, AR, 72030 in Cleveland the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $895,000 price is below income-first thresholds, but 5%/yr value growth projects $247,272 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 9.5% |
| Monthly Cash Flow | $0 | $350 |
City averages based on Cleveland market data in our database. Property projections are estimates.
Single Family
Built in 2008
114 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72030, Cleveland, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 301 (100%) |
| Owner Occupied HU | 179 (59.5%) |
| Renter Occupied HU | 36 (12.0%) |
| Vacant Housing Units | 86 (28.6%) |
| Median Home Value | $186,458 |
| Average Home Value | $241,145 |
Housing Distribution
Address Breakdown
Residential
274
Single Family
274
Multi-Family
0
Businesses
8



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2008
114 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72030, Cleveland, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 301 (100%) |
| Owner Occupied HU | 179 (59.5%) |
| Renter Occupied HU | 36 (12.0%) |
| Vacant Housing Units | 86 (28.6%) |
| Median Home Value | $186,458 |
| Average Home Value | $241,145 |
Housing Distribution
Address Breakdown
Residential
274
Single Family
274
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: TABATHA DAVIS TEAM • Live Love Arkansas
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #AV25-288
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.




