44862 S Grimmer Blvd #GDL1GQFremontCA94538
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 44862 S Grimmer Blvd #GDL1GQ, Fremont, CA, 94538 in Fremont worth study. Rental yield 5.12%. The 5.12% gross yield is below cash-flow benchmarks at $1,439,900, but 5% annual appreciation, adding $397,818 over five years, frames this as a capital growth position. Rent of $6,144/mo partially offsets the $6,475/mo payment. Ziffy Mortgage finances appreciation-play properties (0.95 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $368,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.1% |
| Monthly Cash Flow | $(2,763) | $2,500 |
City averages based on Fremont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,144 |
| Total Monthly Debt Service | $8,335 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94538, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,484 (100%) |
| Owner Occupied HU | 10,624 (43.4%) |
| Renter Occupied HU | 12,116 (49.5%) |
| Vacant Housing Units | 1,744 ( 7.1%) |
| Median Home Value | $1,190,285 |
| Average Home Value | $1,209,831 |
Housing Distribution
Address Breakdown
Residential
23,798
Single Family
15,392
Multi-Family
8,406
Businesses
3,823
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94538, Fremont, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,484 (100%) |
| Owner Occupied HU | 10,624 (43.4%) |
| Renter Occupied HU | 12,116 (49.5%) |
| Vacant Housing Units | 1,744 ( 7.1%) |
| Median Home Value | $1,190,285 |
| Average Home Value | $1,209,831 |
Housing Distribution
Address Breakdown
Residential
23,798
Single Family
15,392
Multi-Family
8,406
Businesses
3,823
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A