447 State Route 104aSterlingNY13156








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Sterling at 447 State Route 104a, Sterling, NY, 13156 listed at $425,000 pairs $3,452/mo rent with a $2,080/mo payment to leave $614/mo cash flow. Total monthly income runs $3,452/mo, and annual cash flow reaches $7,369/yr on $140,888 cash to close. Return on cash invested measures 25.14% in year one, and rental yield registers 9.75% at a $425,000 basis. Equity gained on principal adds $2,742/yr, and annual property appreciation at 5% supports $117,420 by year five. Five-year ROI tracks 131.56% and total cumulative return in cash totals $185,345. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,452/mo property income relative to a $2,080/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1854
17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13156, Sterling, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,554 (100%) |
| Owner Occupied HU | 826 (53.2%) |
| Renter Occupied HU | 154 ( 9.9%) |
| Vacant Housing Units | 574 (36.9%) |
| Median Home Value | $194,079 |
| Average Home Value | $293,856 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
860
Multi-Family
23
Businesses
24
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