447 Mistletoe AveYoungstownOH44511
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 447 Mistletoe Ave, Youngstown, OH, 44511 in Youngstown at $174,000 earns $1,294/mo in rent and nets $144/mo after the $782/mo payment, a 8.88% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $48,073 over five years. Ziffy Mortgage underwrites this on a 1.65 DSCR without U.S. credit history. With $1,603/yr in principal paydown, total projected return reaches $75,965.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 9.2% |
| Monthly Cash Flow | $144 | $450 |
City averages based on Youngstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,294 |
| Total Monthly Debt Service | $1,075 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44511, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,233 (100%) |
| Owner Occupied HU | 6,085 (65.9%) |
| Renter Occupied HU | 2,386 (25.8%) |
| Vacant Housing Units | 762 ( 8.3%) |
| Median Home Value | $121,748 |
| Average Home Value | $139,589 |
Housing Distribution
Address Breakdown
Residential
8,484
Single Family
7,718
Multi-Family
766
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44511, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,233 (100%) |
| Owner Occupied HU | 6,085 (65.9%) |
| Renter Occupied HU | 2,386 (25.8%) |
| Vacant Housing Units | 762 ( 8.3%) |
| Median Home Value | $121,748 |
| Average Home Value | $139,589 |
Housing Distribution
Address Breakdown
Residential
8,484
Single Family
7,718
Multi-Family
766
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dina Shuto • Kelly Warren and Associates RE Solutions
Mls Name: MLS Now
Mls ID: #5161805