446B River RdBlissID83314
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 446B River Rd, Bliss, ID, 83314 in Bliss worth study. Rental yield 4.33%. The 4.33% gross yield is below cash-flow benchmarks at $420,000, but 5% annual appreciation, adding $116,038 over five years, frames this as a capital growth position. Rent of $1,516/mo partially offsets the $1,889/mo payment. Ziffy Mortgage finances appreciation-play properties (0.80 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $100,537.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(901) | $300 |
City averages based on Bliss market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,516 |
| Total Monthly Debt Service | $2,249 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1985
11.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83314, Bliss, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 381 (100%) |
| Owner Occupied HU | 242 (63.5%) |
| Renter Occupied HU | 108 (28.3%) |
| Vacant Housing Units | 31 ( 8.1%) |
| Median Home Value | $358,621 |
| Average Home Value | $431,550 |
Housing Distribution
Address Breakdown
Residential
238
Single Family
238
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1985
11.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83314, Bliss, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 381 (100%) |
| Owner Occupied HU | 242 (63.5%) |
| Renter Occupied HU | 108 (28.3%) |
| Vacant Housing Units | 31 ( 8.1%) |
| Median Home Value | $358,621 |
| Average Home Value | $431,550 |
Housing Distribution
Address Breakdown
Residential
238
Single Family
238
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices