4461 S Elk Trot LoopLakesideAZ85901
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 4461 S Elk Trot Loop, Lakeside, AZ, 85901 in Lakeside offers a clean, manageable entry. Rental yield 6.99%. DSCR 1.30 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $71,557 in additional property value over five years, with $2,385/yr in principal equity building ownership stake. Total projected cumulative return: $96,545.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $(21) | $350 |
City averages based on Lakeside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,510 |
| Total Monthly Debt Service | $1,428 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85901, Show Low, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,161 (100%) |
| Owner Occupied HU | 7,132 (47.0%) |
| Renter Occupied HU | 2,225 (14.7%) |
| Vacant Housing Units | 5,804 (38.3%) |
| Median Home Value | $335,249 |
| Average Home Value | $362,262 |
Housing Distribution
Address Breakdown
Residential
10,758
Single Family
8,720
Multi-Family
2,038
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85901, Show Low, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,161 (100%) |
| Owner Occupied HU | 7,132 (47.0%) |
| Renter Occupied HU | 2,225 (14.7%) |
| Vacant Housing Units | 5,804 (38.3%) |
| Median Home Value | $335,249 |
| Average Home Value | $362,262 |
Housing Distribution
Address Breakdown
Residential
10,758
Single Family
8,720
Multi-Family
2,038
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices