446 Via ColinasThousand OaksCA91362
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 446 Via Colinas, Thousand Oaks, CA, 91362 in Thousand Oaks. At $719,999 it earns $5,334/mo in rent and distributes $543/mo to the owner after the $3,238/mo payment, a consistent 8.89% yield. DSCR 1.65 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $198,922 in value; $6,631/yr in principal paydown compounds ownership stake. Total projected return: $329,597.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 4.5% |
| Monthly Cash Flow | $543 | $1,500 |
City averages based on Thousand Oaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,334 |
| Total Monthly Debt Service | $4,168 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
1,332 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91362, Thousand Oaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,063 (100%) |
| Owner Occupied HU | 9,673 (68.8%) |
| Renter Occupied HU | 3,884 (27.6%) |
| Vacant Housing Units | 506 ( 3.6%) |
| Median Home Value | $1,189,099 |
| Average Home Value | $1,279,451 |
Housing Distribution
Address Breakdown
Residential
14,085
Single Family
13,361
Multi-Family
724
Businesses
1,981
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
1,332 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91362, Thousand Oaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,063 (100%) |
| Owner Occupied HU | 9,673 (68.8%) |
| Renter Occupied HU | 3,884 (27.6%) |
| Vacant Housing Units | 506 ( 3.6%) |
| Median Home Value | $1,189,099 |
| Average Home Value | $1,279,451 |
Housing Distribution
Address Breakdown
Residential
14,085
Single Family
13,361
Multi-Family
724
Businesses
1,981
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Kim • American Properties
Mls Name: CLAW
Mls ID: #26648609