446 Royston AveSan AntonioTX78225
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 446 Royston Ave, San Antonio, TX, 78225 in San Antonio is narrow, $184/mo net on $1,431/mo rent after the $652/mo debt service, but the property operates at break-even-plus, not a loss. At $145,000 with a 10.73% yield, the long-run equity case via 5% appreciation ($40,061 over five years) and $1,335/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.19 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $81,322.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.8% |
| Monthly Cash Flow | $184 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,431 |
| Total Monthly Debt Service | $973 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
7,230 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78225, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,531 (100%) |
| Owner Occupied HU | 2,866 (63.3%) |
| Renter Occupied HU | 1,343 (29.6%) |
| Vacant Housing Units | 322 ( 7.1%) |
| Median Home Value | $115,152 |
| Average Home Value | $182,943 |
Housing Distribution
Address Breakdown
Residential
4,412
Single Family
4,328
Multi-Family
84
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
7,230 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78225, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,531 (100%) |
| Owner Occupied HU | 2,866 (63.3%) |
| Renter Occupied HU | 1,343 (29.6%) |
| Vacant Housing Units | 322 ( 7.1%) |
| Median Home Value | $115,152 |
| Average Home Value | $182,943 |
Housing Distribution
Address Breakdown
Residential
4,412
Single Family
4,328
Multi-Family
84
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lorena Castaneda Gutierrez • JB Goodwin, REALTORS
Mls Name: LERA MLS
Mls ID: #1880726