446 Nandina CtWarner RobinsGA31088
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 446 Nandina Ct, Warner Robins, GA, 31088 in Warner Robins: $2,520/mo in rent, $374/mo in net income, 10.25% gross yield, 1.90 DSCR, all at $295,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $81,503 in appreciation and $2,717/yr in principal paydown projects total cumulative return of $137,286.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $374 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $2,029 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
N/A lot
$N/A/sqft
$3,228 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31088, Warner Robins, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,664 (100%) |
| Owner Occupied HU | 14,800 (57.7%) |
| Renter Occupied HU | 9,127 (35.6%) |
| Vacant Housing Units | 1,737 ( 6.8%) |
| Median Home Value | $271,584 |
| Average Home Value | $310,853 |
Housing Distribution
Address Breakdown
Residential
24,304
Single Family
19,931
Multi-Family
4,373
Businesses
1,479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
N/A lot
$N/A/sqft
$3,228 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31088, Warner Robins, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,664 (100%) |
| Owner Occupied HU | 14,800 (57.7%) |
| Renter Occupied HU | 9,127 (35.6%) |
| Vacant Housing Units | 1,737 ( 6.8%) |
| Median Home Value | $271,584 |
| Average Home Value | $310,853 |
Housing Distribution
Address Breakdown
Residential
24,304
Single Family
19,931
Multi-Family
4,373
Businesses
1,479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices