445 Village Grn UNIT 201LincolnshireIL60069
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 445 Village Grn UNIT 201, Lincolnshire, IL, 60069 in Lincolnshire is narrow, $2/mo net on $2,256/mo rent after the $1,461/mo debt service, but the property operates at break-even-plus, not a loss. At $325,000 with a 8.33% yield, the long-run equity case via 5% appreciation ($89,792 over five years) and $2,993/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.54 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $124,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $2 | $250 |
City averages based on Lincolnshire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,256 |
| Total Monthly Debt Service | $2,125 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60069, Lincolnshire, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,014 (100%) |
| Owner Occupied HU | 2,892 (72.0%) |
| Renter Occupied HU | 789 (19.7%) |
| Vacant Housing Units | 333 ( 8.3%) |
| Median Home Value | $601,052 |
| Average Home Value | $655,011 |
Housing Distribution
Address Breakdown
Residential
3,587
Single Family
2,396
Multi-Family
1,191
Businesses
688
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60069, Lincolnshire, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,014 (100%) |
| Owner Occupied HU | 2,892 (72.0%) |
| Renter Occupied HU | 789 (19.7%) |
| Vacant Housing Units | 333 ( 8.3%) |
| Median Home Value | $601,052 |
| Average Home Value | $655,011 |
Housing Distribution
Address Breakdown
Residential
3,587
Single Family
2,396
Multi-Family
1,191
Businesses
688
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Paterakis • RE/MAX Plaza
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12486470