445 S Oak St, Ottawa, OH, 45875 | $156/mo Cash Flow

For Sale

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ottawa at 445 S Oak St, Ottawa, OH, 45875 offers a 9.39% rental yield on a $125,000 purchase with $978/mo rent. Total monthly income registers $978/mo, and a $612/mo payment leaves $156/mo available for distribution. Annual cash flow reaches $1,867/yr on $41,438 to close, and return on cash invested stands at 24.41% in year one. Equity gained on principal adds $807/yr while 5% annual appreciation supports $34,535 over five years. Portfolio math shows five-year ROI at 127.55% and total cumulative return in cash at $52,853. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $978/mo property income against a $612/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1900

0.61 Acres lot

$N/A/sqft

No HOA

More details about the property

Calling all investors and DIYers! 3 bedroom, 1 bath home is ready for your makeover magic. With this functional layout it gives you the perfect space to create something great. Whether you're looking to remodel and stay, flip and sell or use as an investment property this home offers lots of potential. New carpet and paint throughout. Being sold as is.

Neighborhood Data

Neighborhood data shown for ZIP Code: 45875, Ottawa, OH area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,677 (100%)
Owner Occupied HU	3,633 (77.7%)
Renter Occupied HU	766 (16.4%)
Vacant Housing Units	278 ( 5.9%)
Median Home Value	$244,539
Average Home Value	$279,359