445 Ponderosa Ave APT 6O FallonIL62269








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in O Fallon at 445 Ponderosa Ave APT 6, O Fallon, IL, 62269 generates $1,367/mo in rent and, after a $710/mo payment, leaves $179/mo in cash flow. Total monthly income is $1,367/mo, and annual cash flow is $2,147/yr on $48,068 invested. Return on cash invested sits at 24.38% in year one, and rental yield is 11.31% on a $145,000 entry. Equity gained on principal adds $936/yr, while 5% annual appreciation builds toward $40,061 over five years. Five-year ROI reaches 129.43% and total cumulative return in cash sums $62,216. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,367/mo property income rather than buyer’s personal income.
Apartment
Built in 1982
N/A lot
$N/A/sqft
$182 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62269, O Fallon, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,311 (100%) |
| Owner Occupied HU | 10,010 (65.4%) |
| Renter Occupied HU | 4,315 (28.2%) |
| Vacant Housing Units | 986 ( 6.4%) |
| Median Home Value | $303,987 |
| Average Home Value | $315,230 |
Housing Distribution
Address Breakdown
Residential
14,975
Single Family
13,691
Multi-Family
1,284
Businesses
1,132
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